When I started to have my family, my perception became more different. I was more conscious with the value of money. Buying was not for me alone but for the family. I mostly use my credit card to keep track of expenses and check on my statements every month to monitor my expenditure. For my income, I make it a point to place 25-30% of my savings in the bank or better still, have a separate account where I usually place my savings. I refrain from going to the mall not unless the need would arise. But then, the shopper in me would rise up once in a while like indulging myself in food. This I still have to work on… As I was listening in the radio where the topic was how to manage your finances, a new idea popped up. This would mean, placing my money or card in an envelope where logging in all expenses are to placed in the envelope. The speaker said it works. Well, this I still would have to find out. But hopefully, yes…. At least, I still have to discipline myself into doing these things… improving my spending habits. 3
Showing posts with label NU 12 Piper Princess. Show all posts
Showing posts with label NU 12 Piper Princess. Show all posts
Sunday, March 24, 2013
NU 12 MBAH by PIPER PRINCESS
ANJANETTE DE LEON, MD
What pisses you off at the mall? What do you suggest?
"Malling" as we know it in the Philippines means sauntering inside a facility which encloses a variety of shops enticing people to enter and buy their goods or avail their services. It has been a common way of life for the average Filipino. Our family holds our bonding moments on Sundays and most of the time we visit different malls to try different restaurants and spend the day eating out and looking for things which might satisfy our cravings. The one thing that pisses me off are the attitudes of some of the salesladies who are overzealous in selling their wares. This event normally happens in the tiangges where stores are situated side by side and opposite each other leaving only an aisle small enough to make passers by take a side step so as not to bump an oncoming person. I most hate it when they call me "maam, bili na po kayo, ano hanap nyo?" Although this might not be bothersome to others, I simply want to ignore them more even if I see something of interest in their store. I want to enjoy my window shopping without the nagging of these persons whom I know is just making a living.
My only suggestion for this type of behavior is for them to wait until the customer asks them regarding their wares then and only then will they respond to entice the customer to purchase their goods. Salesladies are there to make a "sale" however, they should understand that as potential buyers, we have different personalities which some of us are very hard to please. Giving the buyer space to decide their needs and at the same time, being available for them when the need arises is one that would help us decide otherwise.
PIPER PRINCESS
JAN 19, 2013
NEW SPENDING HABITS/ROUTINE
During my undergraduate years, I was fortunate enough to be exposed to a life of dependence when it comes to money matters. I was even luckier enough to be given a credit card extension from my brother. Shopping and luxury was part of my life. I became out of control. I was a shopaholic. Payday would mean having time to go to the mall and squander although, maturity opened new ideas and perspective in life. As my previous motto was spend till you drop…. The new motto became why spend? I was more mindful with what I buy but still I see myself having a shopping spree.
When I started to have my family, my perception became more different. I was more conscious with the value of money. Buying was not for me alone but for the family. I mostly use my credit card to keep track of expenses and check on my statements every month to monitor my expenditure. For my income, I make it a point to place 25-30% of my savings in the bank or better still, have a separate account where I usually place my savings. I refrain from going to the mall not unless the need would arise. But then, the shopper in me would rise up once in a while like indulging myself in food. This I still have to work on… As I was listening in the radio where the topic was how to manage your finances, a new idea popped up. This would mean, placing my money or card in an envelope where logging in all expenses are to placed in the envelope. The speaker said it works. Well, this I still would have to find out. But hopefully, yes…. At least, I still have to discipline myself into doing these things… improving my spending habits. 3
PIPER PRINCESS
WHT PISSES YOU IN THE OFFICE:
I am really not a computer person and have difficulty in entering blogs and twitters Using Facebook is such an effort with myself trying to figure out what to press and write. Writing and typing my ideas are things that I look forward to and have a secretary on hand to help me out. I open the net and I see an adware tracking cookie while I try cleaning up my computer with viruses. Only to find out that what it meant was an "those ads popping out while opening sites". ( I just hope that these are true). As I sit in front of meetings, I see my colleagues using their excel program with ease and adding up functions and data in their file. What are they?I do not even know what these are so I thought it best to just put all my thoughts to your email. Lucky the young ones where computer is introduced in Kindergarten and pity the old ones, where learning them is just like doing the ABCs.
I love to learn new things.... new ideas....but using the internet and emerging technology are painstakingly ridiculous. But looking through all, I know what these are- things that all of us, even the lolos and lolas of our age should be introduced to. I am not one of those in the later years, but am one of those in the middle years. Those who are put in between knowing and learning. For us to realize our dreams to establishing businesses, we must keep up with the "Joneses". I think that I should take Computer 101 and read up on this new gadgets/technology that will be part of our tomorrows. I need to practice using and surfing the net and apply to my everyday life. I need to let technology and computer and the internet be a part of my life just like what I am doing right now... typing my innermost thoughts of things in the hospital that I hate most. 3
PIPER PRINCESS
Thursday, March 7, 2013
NU 12 - by Piper Princess - What Pisses me Off at the School
Ateneo Innovation and Entrepreneurship
"New ideas create more and better new products and services; create more wealth."
Now, things are more different. The streets are more congested even during wee hours and more so during peak hours. Driving at 60-80mph is already magical and mind boggling and thrilling..... Why so? More cars? More populated urban area? Roads not well maintained? Drivers not tolerant and sensitive to cars nearby. Is it population that is causing this or is it the attitude of drivers. Maybe, even population control and control of acquisition of new cars can help resolve the issue of traffic congestion or car pooling. Maybe, planning of construction of roads and repair can be done I do hope that the traffic in EDSA will be resolved one of these days… Everyone will be happy.
PIPER PRINCESS
MBAH 10B
WHAT I HATE MOST ABOUT THE SCHOOL
It
is very hard to give a negative comment to a school which has been and
still is a part of my weekly responsibility. Ateneo to the common
Filipino is perceived to be an elitist school. Students normally come
from the top schools of the land and usually come from the cream of the
crop. However, if one has been immersed in the curriculum, being an
elitist is a personal decision.
Another
thing that I hate is the tuition fee is quite steep, especially if one
comes from an average income family. I only hope that the tuition fee
will be more affordable, most especially to all so as to give more
opportunities to the average income earner.
I
hate Ateneo because it is quite far from our house. At least, I am just
obligated to go there once a week. Knowing that traffic is such a
common sight, it would have been better if it was closer to my house.
Maybe, having school at home via video conferencing/teleconference is
very much open. However, I have classmates living in farther provinces,
riding the airplane just to go to Manila. This just shows how dedicated
and sincere students are in this progressive school.3
TRAFFIC IN EDSA
Honk,
honk…… weeee…… screech…… Boooogggg…. Beep beep….. These are sounds
that we usually hear along the streets of EDSA. It is such an effort to
drive along EDSA most especially during peak hours of traffic and even
during rainy days. The buses and taxis moving left and right warrants
that drivers be good at defensive driving. I remember in the 70s and
early 80s, driving to Makati will take me only 15 minutes from
Mandaluyong. Though buses abound, I only see the Love Bus signs along
the streets. Traffic was tolerable and crusing at 60-80 mph was not an
effort even during peak hours. I remember my father bringing me to UP at
40mph was no problem and I will be the one embarrassed since we were
driving quite slowly then.
Now, things are more different. The streets are more congested even during wee hours and more so during peak hours. Driving at 60-80mph is already magical and mind boggling and thrilling..... Why so? More cars? More populated urban area? Roads not well maintained? Drivers not tolerant and sensitive to cars nearby. Is it population that is causing this or is it the attitude of drivers. Maybe, even population control and control of acquisition of new cars can help resolve the issue of traffic congestion or car pooling. Maybe, planning of construction of roads and repair can be done I do hope that the traffic in EDSA will be resolved one of these days… Everyone will be happy.
WHAT PISSES YOU IN THE NEIGHBORHOOD? WHAT DO YOU SUGGEST?
Walking
through my neighbourhood in P Tuason, Cubao is a smooth walk inspite
of a busy street. Sidewalk is seen in both sides but obstructed by
garbages, permanent structures, barangay outposts and the likes. People
walking would swerve around the obstructions. Isn't it that these
sidewalks are meant to be walkways for people to walk through and not
use the main road? So, what are to do?
Maybe
if roads are wider then these walkways can be widened. This will give
space for the houses/buildings to have ample area to do what they want.
Garbages can be placed inside the house or kept in containers that would
limit the stench from coming out. The sidewalks can have flat surfaces
giving a chance for the disabled people on wheelchairs to access these
areas. Tahanang Walang Hanggan, is near our area and I think that this
will help them a lot. Planning is an important component in building
structures and roads. Of course, what I can say is that these roads and
pavements are unplanned, reflecting the dilly dally thinking of
individuals involved in road construction and what else, our local
officials. So here's is to the local elections …… hope things will be
more planned than before. 3
PIPER PRINCESS
Subscribe to:
Posts (Atom)

