Fw: NU 12 by ANALIZA G MENDOZA

Ana G. Mendoza

Tel no. 927-7063 loc 108

----- Forwarded Message -----
From: ana mendoza <agg_22ph@yahoo.com>
To: entrep NU12 <jorge.saguinsin.sentrep@blogger.com>
Sent: Sunday, November 4, 2012 7:49 PM
Subject: NU 12 by ANALIZA G MENDOZA

ANALIZA G. MENDOZA

NU# 12

NOV. 4, 2012

Carnapping/ carjacking is very rampant now. Carnappers  either kill them or leave them with emotional distress. While police are doing their jobs to solve the case and arrest suspects it is important to take on precautions. I'd like to suggest to car manufacturers to install built in tracking system to cars especially those vehicles considered hot cars. This tracking system should be installed in car engines and once someone attempts to remove it, the car engine will not start. Only registered owners can authorize the car dealers to remove it. Not even mechanics can remove it as it uses a specialized machine and computerized system to access the tracker. The owners of these cars will be given a code to enter to their cellphones or laptops. Once an attempt to forcefully get the car is made, they will just have to press a button from their phones or laptops and the police stations or the National Bureau of Investigation will be alerted and can track location of the car.

This will lessen carnappings as police or authorities can easily track and make plans in stopping these carnappers.   (Pajero used to have such device but could not sell the Pajero - it is such a good innovation;  dont ask me why?)3

Ana G. Mendoza

Tel no. 927-7063 loc 108

NU 12 BY ANALIZA G. MENDOZA

Ana G. Mendoza

Tel no. 927-7063 loc 108

----- Forwarded Message -----
From: ana mendoza <agg_22ph@yahoo.com>
To: entrep NU12 <jorge.saguinsin.sentrep@blogger.com>
Sent: Sunday, November 4, 2012 7:46 PM
Subject: NU 12 BY ANALIZA G. MENDOZA

ANALIZA G. MENDOZA

NU 12

Nov. 4, 2012

I am a mother of two children. My eldest is 9 years and the youngest is 1. I must say that television is a part of their growing years.  I am also aware of the danger that improper guidance especially in their viewing habits will have a negative impact on their formative years. While being a mother is a priority, I am a working mother and a student as well. I must admit that it is not 24 hours that I can look after their welfare. It would be a big help if an ultra smart television will be offered in the market. I envisioned it to have a camera and a sensor that will detect whoever is using or watching the television. If I register my elder daughter's face, it can allow her to watch only the channels that I programed for her to watch. If it detects my younger daughter's face, it will only show Disney junior or baby tv. I can also see how much time they spend on watching their favorite shows. That way I can monitor what and how long they watch. Not that I do not trust the yaya, but it will make me less worried knowing that I can see it from my own eyes rather than just depend on what the yaya will tell me. 4

Ana G. Mendoza

Tel no. 927-7063 loc 108

NU 12 by ANALIZA G MENDOZA

Ana G. Mendoza

Tel no. 927-7063 loc 108

----- Forwarded Message -----
From: ana mendoza <agg_22ph@yahoo.com>
To: entrep NU12 <jorge.saguinsin.sentrep@blogger.com>
Sent: Sunday, November 4, 2012 7:46 PM
Subject: NU 12 by ANALIZA G MENDOZA

My daughters and I without my husband and their yayas just recently went to Iloilo for the much needed vacation. The flight going there went smoothly as NAIA 2 opened 6 counters for passengers to check in. It didn't give me a hard time since I have with me my one-year-old daughter. What gave me a new idea is our flight going back. Our departure is supposedly at 6:25 am. We arrived at the arrived at around 4:45 am. I was surprised to see that only two counters were opened for a fully booked airline. What made things hard was that my one-year-old daughter went impatient because we were there on the line for 1 hour and 10 mins waiting for our check in. After us, there was still a long line waiting.  We were 30 mins delayed of our scheduled time.

I was thinking, instead of waiting for these check-in personnels to check our tickets  why not install a scanning machine in each check in counters. This way, manual inputs will be avoided making transactions fast and easy for the passengers. Tickets issued even through internet should be printed with a barcode. Upon check in, passenger will just scan the barcodes of their tickets. After this, boarding pass will automatically be printed. For passengers with baggages, a weighing scale should be installed near the entrance of the gate or once you enter the gate for the passengers to see if they are within the allowed baggage allowance. If they are they go directly to check in using the automated check in. Printer should print their boarding pass along with their baggage claim stub. An airport personnel will just be there to assist them. For those who exceed the allowed baggage allowance , they will just have to go to another automated counter where a check in personnel will have to assist  them in paying for their excess baggage.

This will make travelling more comfortable for passengers at the same time more economical for airlines as they will minimize delays which adds to their cost. 3 (there is on line check in even seat reservation for airphil and cebu pac, at Iloilo airport, there is such a device)

Ana G. Mendoza

Tel no. 927-7063 loc 108

NU 12 by ANALIZA G. MENDOZA

Ana G. Mendoza

Tel no. 927-7063 loc 108

----- Forwarded Message -----
From: ana mendoza <agg_22ph@yahoo.com>
To: entrep NU12 <jorge.saguinsin.sentrep@blogger.com>
Sent: Sunday, November 4, 2012 7:44 PM
Subject: NU 12 by ANALIZA G. MENDOZA

ANALIZA G. MENDOZA NU 12 Nov. 4, 2012 Taking the metro rail transit or the mrt should be in anyway convenient to its passengers. But the long lines especially in the morning seems to be unbearable. It sometimes is the cause of delay for those passengers who wants to reach their destinations fast. In order to serve its clients in the fast and convenient way possible , I suggest the following:1) Ticketing - in order to avoid the long lines, even to the stairs, tickets should be available in convenient stores or it should be reload able. Like cellular cards, people should be able to access it through the Internet or in any reloading stations. Convenient stores should also be allowed to sell tickets so that passengers will not waste time falling in line. Working, students and individuals taking mrt should feel its convenience and not be stressed and feel tired of enduring the long lines. They can be productive if they go the their respective destinations stress free.2) Security check - people can feel safe yet feel convenient. Long lines of waiting for the guards to finish checking the opened bags or baggages of people should not be that over tasking. I really find it funny when these guards ask us to open our bags and just point a stick inside it. They don't even scrutinize what is inside. Why not install X-ray machines that can detect harm and danger to its passengers? The alarm will buzz if it detects dangerous chemicals or weapons and also long queuing will be avoided as people will only have to pass by the detector. MRT is built to make traveling convenient for us. Officials should realize that convenience in every aspect in taking the MRT is an important consideration. People are more productive if they don't feel tired and arrive at their destinations fresh. Imagine a girl wearing high heels and working in an office or a student going to school about to take an exam or a mother with a toddler having to enduring the long lines and reaching their destinations so tired anne stressed because of their early morning experience in the MRT. Is it still possible to be productive while physically tired? I doubt they will. 4

Ana G. Mendoza

Tel no. 927-7063 loc 108

NU 12 Analiza G. Mendoza - bus automation

ANALIZA G. MENDOZA

NU 12

Buses here in Metro Manila still needs discipline. Accidents happen because of the carelessness of bus drivers who drives like they are the king of the road. 

They stop anywhere and everywhere without giving consideration to other cars on the road. Even with implementation of penalties, little improvement can be seen which is still not enough.

I suggest that bus stops should be automated. Buses should be installed with a sensor that opens only in their designated bus stops. Otherwise, the door of the bus will not open in the middle of the street .They cannot just pick up passengers at any point they like. This will create disciple both to the driver and passenger. But in order to implement this, bus stops should be built not too far from each other.  This will also minimize if not prevent hold up inside the bus because hold uppers will have to wait for the bus' door to open in a bus stop before they can go down. 4 <there is such an invention made by a fmr student;  it won an award in UK;  it has not been implemented though>

Ana G. Mendoza

Tel no. 927-7063 loc 108

NU 12 Analiza G. Mendoza - unified credit card

ANALIZA G. MENDOZA

NU 12

While having so many credit cards give a person credit power, it is alarming since hacking is very rampant lately. Credit card information can easily be copied with the use of a new machine.

I suggest that in order to protect the clients from fraud why not all banking institutions join in making a unified credit card.  A unified card is issued to a customer and if he is approved of a card by a bank, all information will be stored in that single card and can only be accessed using the fingerprint of the customer. When using it, the merchant will swipe the card and the customer will use its fingerprint to display all the information along with her picture in that card and then chooses which bank he will be using. No person has the same fingerprint as other and this will be a good security. Customers will not be scared of having their cards swiped without knowing that all information in that credit card is copied by the swiping machine and is used by unauthorized person. 4

Ana G. Mendoza

Tel no. 927-7063 loc 108

NU 12 by AGM- free parking at AGSB

ANALIZA G. MENDOZA

NU 12

WHAT PISSES YOU AT AGSB?

On my very first day here in Ateneo, I was surprised that I was asked to pay Php 45 parking fee. Not that the amount bothers me but the very thought that since I am a student here, I was thinking that parking is free. Tuition fee here is expensive already and parking should be the student's consolation.

Every year we change car sticker and that means every year we have to get an application form in order to be given a sticker. I suggest that upon submission of the form, we pay a certain amount like Php 300 for the whole semester. This entitles the student of a two free parking every week. Instead of hiring an attendant that is added cost because of the salary, why not invest in an automated gate, which will detect the number of entries in a week. This may be a big investment for a start but in the long run will cost cheaper that paying the salary of the attendant.

As students, I think free parking should be a privilege rather than a business. Powerplant and all its surrounding areas charge the same rate as what Ateneo does with its students. I would have understood if visitors are asked to pay but students? Alright if not free at least a discount would do. 3

NU 12 # 3 by Analiza G Mendoza - investing in foreclosed houses

ANALIZA G. MENDOZA

AUG. 13, 2012

NU12 #3

SPENDING HABITS

"Spend whatever is left after saving" a popular advice from Warren Buffet.

As a child, my father instilled to us the value of saving for rainy days. When I first got a job, my father reminded me again to save as much as 40% from my salary. And diligently I did. While my officemates would treat themselves to Starbucks or to Jollibee or Mcdonalds on a salary day, I would politely decline and go home. Every cent is that important to me. One of the reasons why probably at 30 I was able to buy a house and a car is because of how well I handled my finances. Coming from a poor family in the province of Bacolod taught me to value money. I told myself that I will never let myself be poor again. I know how it feels to beg your relatives to borrow or ask money.  It was humiliating.

For four years, I was able to pay the monthly amortizations of the house and the car. I was able to budget our income for all our obligations. But what I discovered is that after paying the amortizations, it did not increase my savings. Why? Because I was busy rewarding myself with material things that I deprived myself of from the start. We finally got what we need and I thought that was okay. My family have a house we call our own and my daughter is studying in a good school.

It was reading Millionaire Next Door and Go Negosyo (reference books of the course) that I realized something is wrong with me now. What happened to my spending habits? I think I have to go back to the basics. Live simply and save 40% of my income just like before. Things are not permanent, my work and our business. I have to do something. Since I don't have monthly amortizations to pay now, my goal next year is to invest in foreclosed houses. This I will later develop and turn it to a profitable business by having it rented. I have to make a choice between investing in the things that I want, buy material things that I consider investment or invest in something that will give financial security. I would rather choose the last one. I cannot just rely on saving my money because I end up spending it. If I buy an investment like a house, I would be obliged to pay the monthly amortization. I realized that people and Iam among them, without pressure and goal become too relaxed with life.  While stile early, I want to save more and invest more. Forget about the material things. They are temporary. Yes it will give me prestige and status but I will lose retiring comfortably if I don't change. 4

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Ana G. Mendoza

Millisys Distribution Inc.
Tel no. 927-7063 loc 108

NU12 #1 by Ana G. Mendoza

WHAT PISSES YOU OFF AT THE MALL?

Malls are one of the places that the family would normally go to for bonding. It is where friends, acquaintances, lovers and even individuals go to for some quality time, shopping or simply to unwind. One can imagine how much profit the mall gets for every single person that goes in and out of it.

I am really pissed off with the way they handle security. Each time our car would enter the parking area, the guards would ask us to stop check the under the car for any sign of bombs or deadly weapons or ask us to open the compartment or the back of the car. How can mall only think of these? What if I hide the bomb inside the car or under the matting or the seats of the car? Will they be able to detect it? The owners and operators of the mall should realize that the safety of the people should come first. Without the people they will not have income. It is but fair to protect their safety and the mall as well.

Instead of these mirrors that I find so funny and stupid, why not invest in detectors that can check the car every time it passes or better yet put K9 dogs to assure the security of everybody. I know this will be a big money to shell out for the malls but what is money if the safety of your shoppers is at stake. They should realize that they would also lose a lot once worst situation such as bombing of a mall will happen.

Another thing that pisses me off at the mall are the restrooms that require you to pay. Although comparing it in using a restroom that is free, the pay restroom is cleaner, with tissues, lotions and a nice and calming scent. Can one not get it for free since the mall charges their tenants high rentals? Powerplant since it caters to highend customers makes sure that their restrooms are very clean complete with hand soaps and tissues. I think Trinoma, since it is also a high end mall should do the same. It just pisses me off that Trinoma charges an extra 10 pesos for people who would want to use and clean and fragrant restroom. 3