John Ng NU12 ideas number 8, 9, 10, 11, 12 & 13 out of 12

John Ng's last NU12

NU12 8/12 idea "Helping the financial illiterate Filipinos"

According to BSP Survey, 80% of Filipinos does not have a savings account, while 90% does not have any form of savings. What will happen to the majority in case of emergency, where will turn to? According to my personal observation, since I live near a Cockpit Arena, many Filipinos take a large part of their income to wager in the sabungan, hoping that it would double. Unfortunately, most of their aspirations get crushed in an instant.

There are different types of raffling system all over the Philippines that are very enticing, namely: Bingo outlets, Lotto outlets, Jueteng, casinos, ending, pustahan and pusoy dos. But why is this so popular in our country? Based on my observations, this is their last resort or kapit sa patalim. But the moment they lose in the gamble, they lose everything. Their very lives are destroyed. And sadly, this has long been a trend to our society and a part of our culture. The society is used to live in a life of lesser things.

Since many are into gambling, my proposal is to improve gambling's current system by automating the registration process. By applying this to the very long line of lotto outlets, the teller can register each applicant online. By means of this, both the line and the time needed for executing the transaction would be cut short.

My catch is that, for each registering client or buyer of a lotto ticket, 50% of the amount, maybe less or maybe more will go to their savings, and the remaining will go to gambling. However, this should be unknown to the gambler since this will be a sort of investing tool. Since, making a lotto business is a very good business because it's only a one sided-win situation, and nobody really knows who win. The money that has been saved could be used in creating and supporting a rehabilitation center that would help them become literate. It can also be a form of saving to teach them how to utilize money wisely. 3

NU12 9/12 idea (maximizing the child's potentials)

In China, when a baby is born, as early as childhood, they already introduce the child into sports or other activities like arts, literature, science and etc... With this type of method, the child would know his likes and maximize his time as early as his childhood and further develop his skill.

With this method, we can fully utilize our people skills. As early as his childhood, if the kid has no potential in certain area, he needs to go to other areas where the child can progress. This will be a long-term result. But if our government would invest in this idea,  we can have a great future ahead of us.

NU12 10/12 idea (Promotion/Demotion Law)

I worked in a privatized company that had been a government company.  One thing I notice is what we call a "government mentality." In here, politics is very strong, the employees are very lousy and all the negative habits that would result into unproductive time are very rampant. One way that the new management did is the right-sizing method. With this method, all the unproductive employees are cut-off, and new young employees replaced them with cheaper wages and more productive.

The problem I see here is that since this have evolve into a new generation of workplace, the managers have a problem. They become managers by accident since the old once are being replaced. The new managers are so inexperience in handling people.

My suggestion is to train the managers, or at least they should have a degree like MBA before they can get promoted/raise. What happens is when a manager gets the position, even though he is un-experienced, he'll never give up the position. Demotion also should be an option to managers that are not performing well. And yearly grading should be followed. The grading here has a big problem. You grade your own self. This needs improvement since the grading system is bias and one-sided. The people under the manager should grade their manager, and the manager should grade his employees. With this we can improve ourselves and the image of the company.

There should be a Philippine law to standardize the promotion/demotion in a company.  With this, we can contribute a growth to our economy.

NU12 11/12 idea (Routing map for PUV using Google Map)

Since there is already traffic.com where we can view the traffic areas from selected major roads real-time, we can use the latest technology to improve our mapping system. This has become so convenient that we can view it in our handheld devices.

I suggest an online site with maps showing the different routes of PUVs. Thru this, we can view which one can take us to our destination. It would become easier for commuters to travel and consider what possible combinations of transportation to use in order to arrive at the destination faster and less costly.4

NU12 12/12 idea (Spending Habits)

In my company, we sell water. We release 2000mld of water a day, and collect only 40% of the revenue. Now where does the 60% go? We call it the non-revenue water or NRW. It is a water loss due to illegal connection, leaks in pipes and other physical problems.  Since we know the 60% losses, we target to trim it down yearly to increase our revenue.

We believe in the famous saying "you can't control what you can't measure." You know the numbers, you know the facts, now you control or limit the problem to reduce the losses.

In our daily lives, how much do we earn? Is our spending greater than our income? If so, then we are at a loss. If our spending is lesser compared to income, then we are saving.

A simple suggestion is to monitor our spending habit by collecting our receipts, and tracking it in our handheld devices, since technology now have become cheap and available to everyone and anyone. With this, we can now monitor and see our behaviour towards our impulsiveness. We need not a tremendous amount of effort to do this, but we need a tremendous amount of discipline to do this.

At the end of the day, we can ask ourselves, why did we buy this useless thing? And we can reflect to improve our lifestyle and spending habits.

NU12 13/12 idea (nuideashare.blogspot.com & profjorgeentrep-jorge.blogspot.com)

Respectfully, Sir, it is not my intention to discriminate or judge or give any bad connotation to your websites. This is only for the sole purpose of having an idea. I may be right, I may be wrong. But I hope this could help.

Now, honestly, tell me classmates, with just one glance - what do we notice in our Prof's BlogSpot? It is much disorganized.  What I mean is all the references are reflected on the left side of the bar. If we scroll our mouse, we see a long way down to browse for our name.

My suggestion is to categorize each topic in a folder-structure-style. For example, you choose ENTREP class; under that you can view all the students' name. Name of HEROES, events and places categorized into folders.  Through this, we can easily sort, filter and browse ideas based on dates, file size, uploaders and so on.

Furthermore, we can have memberships in the blog. This will improve the interface and eliminate the emailing system and approval process. There are numerous freemium software – Joomla, Drupal, Wordpress, etc. – all have the capability of organizing blogs. Other features are the creation of polls, forums, chat (real-time like facebook) and other interactive freemium applications.

Lastly, another benefit of this is the merging of two blog websites into one. Thus, students will not get confused as to where they should upload the assignment.  < thanks for the comments.  As I have said I became a netizen a year ago and I am learning.  Just moving away from paper to paperless.  I will find time to organize the labels.  Wordpress simply organizes labels into large groups, which blogger can do. The blog also has a search tool.  There were suggested topics in the NU 12 which could be tackled.  The other supposed submitted assignments are not here.>

John Ng NU12 ideas number 4, 5, 6, and 7 out of 12

4/12

Since the Industrial Age have revolutionized, factories have evolved to improve their way of delivery. The problem is, since the delivery is passed to many distributors, different types of cost have been cascaded, so the price increased and have been shouldered by the customers. As shown in the diagram:

Supplier -> Importer -> Wholesaler -> Retailer -> Customer

My solution is very simple, why won't the supplier invest on the ordering and delivery of the product? Or make a centralized ordering system online. Where online orders can pool a channel of orders, and direct it to the suppliers where they can BID the orders. Or they can compete for the order, where every supplier can have equal orders so everyone can benefit. So the system will look like in the diagram xbelow:                                                                           

Supplier -> Customer

5/12

Since I work in a Water utility company, for sure I would have a stable job. Water is a necessity and will be needed for life. The problem I see here, when we lack water, we are in drought and the supply of food lessen. But excessive water causes flood which distributes bacteria, cause damage to crops and destroys property. But water, when used properly it results to abundance.

My proposed solution is to make a big cover for each large area for the commercial and business area. When it rain, it could catch the rain and direct all the water to one channel. When it sunny, it could be used as a shed. The water that has been collected would be directed to a water silo where this can be treated and used for cleaning purposes.

Since we have less space for planting trees in commercial and business area, we need to develop catch basins for each building for unnecessary water that comes from the rain.

Store it and hold it then direct it to the Water treatment plant. 4

6/12

Universal Folder.

Have you been on a tour with a group of different friends?

Have you been easily pushed to join on a different common friends?

With this exciting memorable moments, each one brings their own camera.

The problem here is after the joint fun adventure, the memories are gone,

because each one have a separate kind of lifestyle.

One solution is to upload the picture in facebook or multiple, but the problem

here is to upload each picture and download them individually with a lower resolution.

My proposed solution is, integrate a wifi connection in the camera, so after taking a group of shots

upload them directly to a server and you can link the folder and share the RAW file to your common friend.

With this, during the trip, you can save space to your camera, compile all your pictures to one destination

and having less problem communication to get the files. x

7/12 

Do you want to be a millionaire?

I know this is childish simple, but I just want to share.

How many population do we have in our country?

How many is your friend in facebook or other social network?

In our daily lives, how many people do we interact with?

How frequent do we travel?

This is the proposed solution, make at least a million friend, and each friend, ask them to donate a peso.

With this, maybe we could make a charity out of yourself. 4

Regards,

John Ng

John Ng's NU12 - mass transport, new spending habits, population control

John Christopher Ng                                                       SPENTREP S63                                                             4/10/12 Prof: Jorge Saguinsin

New product / product improvement

Since the demand in commuters have been increasing recently, and the supply for the public utility vehicles have also been increasing, and the roads have become bottlenecks everywhere because of the loading and unloading of the PUV. We also have a problem in the overpopulation.

I have a (maybe an idealistic) solution. We need to monopolize the commuting business.

·         First we need to make all PUV drivers be paid in a minimum wage (depends how many trips they have traveled).

·         Second, we need to follow a timely route.

·         Third we need loading and unloading booth that is strictly followed.

·         Lastly, we need a proper system for the payment; commuters need to buy in advance the payment ticket that is universal and/or like a pre-paid.3.0

New spending habits / routine

I've had read a book entitled "Richest man in Babylon." And history just repeated itself; man's need never changed, and so is spending. This book says that if you obey the five laws of gold, you can live a life of financial freedom.

The Five Laws of Gold ~ Investment tips from an ancient time ~

1.       Gold cometh gladly and in increasing quantity to any man who will put by not less than one-10th of his earning to create an estate for his future and that of his family.

2.       Gold laboureth diligently and contentedly for the wise owner who finds for it profitable employment, multiplying even as the flocks of the field.

3.       Gold clingeth to the protection of the cautions owner who invests it under the advice of men wise in its handling.

4.       Gold slippeth from the man who invests it in businesses or purposes with which he is not familiar or which are not approved by those skilled in its keep.

5.       Gold flees the man who would force it to impossible earnings or who followeth the alluring advice of tricksters and schemers or who trusts it to his own inexperience and romantic desires in investment.  <what is the ownership John?  How are you going to apply the knowledge?)

Richest man in Babylon 

http://financialliteracycaribbean.com/articles/investment-tips-from-an-ancient-time/

http://www.edofolks.com/html/pub67.htm

What pisses you off at you country? What you think must be done?

Let me start with the quote of Albert Einstein, "The world is a dangerous place. Not because of the people who are evil; but because of the people who don't do anything about it."

Statistically, the Philippines have already reached 90M population. There has become an imbalance of wealth. The rich getting richer, while the poor getting poorer.

The Philippines is one of the countries that are very blessed with natural resources. Unlike Israel, which was been a new country since 1970, the land they have claimed are only filled with sand and stone everywhere. But now, what can you see in their land? Productivity! Flowers and trees!  There are many other stories like South Korea, Japan, Vietnam and Thailand that if you read their stories would really insult our countries natural resources, stories from rags to riches.   

The first thing I suggest is to control our population, by controlling I mean birth control. Informal settlers are the main objective for this project. We need to make each and every one of them to be infertile. We would be focusing for the next generation of our country.

The next question is, what are we going to do with our existing population? We will be distributing them to other regions where we can make them farmers or other jobs like tourist guide. They have thoughts that Manila is a land of Milk and Honey, but this is all a lie, they came from province hoping to get rich by stepping in Manila. (We also need to eliminate this kind of thinking)

There are many women who worked so hard for their family, and the husband just drink and waste their life. We need to implement a law that would protect our women from this kind of act. Every husband that doesn't have worked for the past 6 month would have his gentiles chop.

Our last step is to educate our younger people. Now how do we do that? This is the greatest challenge. We need to raise an army supported by our government. We need to raise a home for the homeless, which is why our crime rate is increasing and because they have never felt they have a home that someone is caring for them.3.0  <the structure of IRA encourages more people;  more IRA share is given to barangay with more people;  hence squatting is encouraged by lgu heads to get the 30% IRA share.  No amount of reklamo can stop squatting>

Advantages:

1.       Over population might be solved

2.       Crime rate would lessen

3.       Unemployment would decrease

4.       We can focus producing innovate products per region in the country

Disadvantages

1.       It is very hard to implement