NU 12: Idea No. 3
Community: everyone that has bank accounts with different banks
Problem: transfer of funds from one bank to another
Don't we just hate it when we need to transfer funds from one bank to another? We have to go to a bank, fill-up the necessary slips, line up (which may take forever), go to a teller to process our transaction, get the withdrawn money, go to the other bank, fill-up the necessary slips, line up (which may take forever again), go to a teller to process the transaction then done.
Just reading the simplified process is tiring. What more if it was done for real?
New Idea: All banks to have a common framework wherein we can transfer funds via the mobile or the internet.
This would be a great idea because not only would it save on time, but it would also lessen the chances of hold-ups, robbery, and other crimes. This could be done in the safety of our homes without us even holding the physical money. The money can easily be wired to your other bank in another bank. We would just then print out a copy of the transaction and verify with the person's online account if the transfer was done properly.
Benefits:
- lessens the time spent in the bank
- lessens the window of opportunity of robbers to do crimes (hold-ups, robbery, etc)
- easier processing for account holder
- can be done while we're mobile, or in the safety of our own homes, or in the office, or basically any place that has internet access
I, personally, would love a platform like this because it will save me the time of going to one bank and transferring to another. Considering that I have accounts in both Marikina and Makati, it would be quite stressful to travel between the two cities just to attend to my banking matters. (or just use one account, transact via the ATM) 3.5
Community: everyone that has bank accounts with different banks
Problem: transfer of funds from one bank to another
Don't we just hate it when we need to transfer funds from one bank to another? We have to go to a bank, fill-up the necessary slips, line up (which may take forever), go to a teller to process our transaction, get the withdrawn money, go to the other bank, fill-up the necessary slips, line up (which may take forever again), go to a teller to process the transaction then done.
Just reading the simplified process is tiring. What more if it was done for real?
New Idea: All banks to have a common framework wherein we can transfer funds via the mobile or the internet.
This would be a great idea because not only would it save on time, but it would also lessen the chances of hold-ups, robbery, and other crimes. This could be done in the safety of our homes without us even holding the physical money. The money can easily be wired to your other bank in another bank. We would just then print out a copy of the transaction and verify with the person's online account if the transfer was done properly.
Benefits:
- lessens the time spent in the bank
- lessens the window of opportunity of robbers to do crimes (hold-ups, robbery, etc)
- easier processing for account holder
- can be done while we're mobile, or in the safety of our own homes, or in the office, or basically any place that has internet access
I, personally, would love a platform like this because it will save me the time of going to one bank and transferring to another. Considering that I have accounts in both Marikina and Makati, it would be quite stressful to travel between the two cities just to attend to my banking matters. (or just use one account, transact via the ATM) 3.5
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