Monday, March 18, 2013

Ateneo Innovation and Entrepreneurship "New ideas create more and better new products and services; create more wealth."

(7 - Serendipity Walk; 1 - New ATtitude Paradigm; 12 - Business Opportunities You can Think Of)

7. SERENDIPITY WALK

        Living along a busy highway and not inside a subdivision or village is something you can very much enjoy because of its practicality. You just have to go outside your house's gate and you will be able to see what you need or the services you may want 24 hours a day 7 days a week. However, looking outside and taking a short walk along Quirino Highway corner Tandang Sora Ave in Quezon City, there are still some business opportunities I've seen even if there's an SM Hypermarket nearby. Some of them are listed below:

        a. A Good Old Bakery / Bakeshop - for hot pandesal in the morning
        b. Barbershop - Salons are for the girls,,, :)
        c. Massage Clinic - to unwind and relax
        d. Franchise of other popular fast food restaurants specially Mc Donalds and KFC
        e. Laundry Shop
        f. Gererika or The Generics Drugstore (only Mercury Drug is available)
        g. Medical / Dental Clinic
        h. Carwash
        I. Car Mechanic Shop (Talyer)
        j. Appliance Store / Repair Shop
        k. Tailor Shop
        l. Shoe Shop / Key Duplicate
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1. NEW ATTITUDE / PARADIGM

        Thinking of something that I have been used to doing and is willing to change for the better is my habit and thinking of the purpose of Credit Cards. Honestly, credit cards are very practical in case of emergencies of not having cash and ATM machines are not readily available, and specially when you are travelling from different places here and abroad. Unfortunately, I have overused the credit cards issued to me by local banks, though I am not in bad debts and able to pay my total amount dues on time, still I consider this habit inappropriate because of the following reasons I will enumerate below.

        First, I have been used to buying stuffs that I do not need and just want. I have become an impulsive buyer that I always buy something that easily catches my attention without thinking the reason or the need behind it.

        Second, I have tend to buy things more than my monthly salary can afford because of their installment promos plus the buy now pay later options. I have even budgeted my future earnings instead of what I currently have. The saying that goes something like, "don't count the chicks until the eggs are hatched" was very much neglected. I have even thought of buying stuffs even before I received my hard earned money. I ended up working long hours just to earn the needed amount to payoff my credit card bills.

        Lastly, I allowed my friends to use my credit card and forget the first rule that this is supposed to be for personal use only. I ended up paying for their bills to meet the due date because they tend to pay late even if I remind them on time. One of my very big mistakes which I will definitely change for the better.

        Now, I would like to ensure that my credit card privileges provided by local banks because of my good track record and good credit standing will be used responsibly. I will use it only when needed and in case of emergency. Use it only to buy the things that i need and not those that I only want. Will prevent myself from being an impulsive buyer. Use credit cards for travels here and abroad for safety purposes only.(lost of wallet while in transit etc.) Most probably, I will only lend my credit card privilege to close friends who have good track records and were able to pay on time without me reminding him/her and only for emergency purposes. Finally, I will practice the saying I mentioned above: "Count the chicks only until the eggs are hatched" to prevent overspending. As the saying goes, "don't bite more than you can chew". 3

12. BUSINESS OPPORTUNITIES I CAN THINK OF

        a. Coffee Shop with Professional Photo Studio
        b. Coffee Shop and Bar - Coffee Shop in the Morning / Bar at night
        c. Sizzling Restaurant along Quirino Highway
        d. Dance Studio with Theater Workshop
        e. Comedy Bar
        f. Massage Clinic and Spa for Men and Women
        g. Pastry Shop
        h. Online RTW store
        I. Photo and Video Editing Studio
        j. Milk Tea Shop 3